Do you accept my insurance?
If your insurance plan requires a specific provider, please call our office to verify that we are a provider for your insurance plan.
Will my insurance cover all of my dental expenses?
Dental benefit plans are designed to share in the costs of your dental care.What does the term usual, customary and reasonable mean?
Usual, customary and reasonable (UCR) is a term defined by you insurance carrier that the fees charged by your dental office are usual, customary and reasonable. This statement does not apply to carriers who reimburse a claim based on an arbitrary schedule of fees, which often bear no relationship to the current standard and cost of care in your area. These fees are generally assigned by the insurance carriers to a geographic area and may or may not reflect the actual fees the dental office charge.
Do all dental insurance give the same benefits?
No. There are many different types of insurance plans that have many different benefits. That's why it is important for you to really understand what benefits you will receive with your individual plan. Make sure that you that you understand your coverage so you can fully utilize your maximum benefits. Also, remember that your insurance contract is between you, your employer and the insurance carrier. When your dental insurance carrier or coverage changes, we request that you notify our office with the updated information so we can process your claims correctly.Will you submit my claim to my insurance company for me?
Yes. We will fill out and submit your insurance claim as a courtesy to you.
Why is my social security number and driver's license needed?
There seems to be at least two reasons why patients are being asked for their social security number and driver's license.
1. The FTC Red Flags Rule: In an effort to curb identity theft, and realize that health insurance information is a big target for identity thieves, the Federal Trade Commission in 2007 unveiled what they call the "Red Flags Rule". The Red Flags Rule requires all creditors, including certain health care entities, to collect social security numbers as proof the patient is the person he or she says they are. If the patient does not have the required documentation, that raises a red flag.
According to the FTC, these entities must have policies and measures in place to prevent identity theft, in this case, medical identity theft.
2. Healthcare Payers Use Social Security Numbers: Doctors find it increasingly difficult to collect the money owed to them from all payers - health insurers, Medicare, Medicaid and others. The universal identifier among Americans is, of course, the social security number. Having that universal identifier may make it easier for the doctor to collect what is owed from your payer.